List Of General Home Equity Loan Terms References. Use this home equity loan calculator to compare payments, terms & payoff schedules. Helocs generally allow up to 10 years to withdraw funds, and up to 20 years to repay.
Both helocs and home equity loans use your property as collateral. Key takeaways home equity loan terms typically range from five to 30 years, depending on your lender. Use this home equity loan calculator to compare payments, terms & payoff schedules.